Paying down balances may be tough to pull off as a short-term move to increase your credit score, but it should be part of your long-term financial plan. Not only will your credit score increase over time, you won't pay as much interest -- which, if
#repost @essencefest ・・・ "Marry somebody and be with somebody who wants you to win as much as you want them to win." It was gem after gem when the incredible @michelleobama hit the stage in conversation with @gayleking last night at #essencefestNew Orleans, Louisiana
Try to get a card that doesn't charge an annual fee.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Be smart!⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ The goal isn't to get access to more cash, the goal is to improve your credit score. If you think you'll be tempted to run up a balance on a new account, don't ope
The truth is that while academic education is important and helps you gain the ability to read, write, and solve mathematic problems, it doesn’t prepare you for the real world if you want to be rich.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ At best, professional edu
Another factor that weighs heavily on your credit score is your credit card utilization: The ratio of available credit to credit used makes a big difference. Generally speaking, carrying a balance of more than 50 percent of your available credit will
Watch your words for they become actions, watch your actions, for they become habits, watch your habits for they become your character, ... Watch your thoughts, for they become words. - Margaret Thatcher (Former British Prime Minister)
“Your life is your story, and the adventure ahead of you is the journey to fulfill your own purpose and potential.” —Kerry Washington.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ s off to you, Graduate! Well done. Now it’s time to LEVEL UP for your next journey.
In the end we only regret the chances we didn’t take. Playing it safe is a direct path towards mediocrity. The saddest summary of a life contains three descriptions: ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ️ SHOULD’VE⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ️ COULD’VE⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ️ WOULD’VE.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀
Mistakes happen. Your mortgage lender may report a payment was late that was in fact paid on time. A credit card provider may fail to enter a payment correctly.⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Your payment history is another factor that weighs heavily on yo
According to best-selling author of "Money: Master the Game” by Tony Robbins, the steps to retiring comfortably are:⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ 1. Determine how much money it takes to maintain your lifestyle according to how much you spend. For example
Derogatory marks such as late payments, judgments and collections accounts contributes to your payment history. Credit payment history determines 35% of a FICO® Score.
I am a huge believer in giving back and helping out in the community and the world... The measure of a person's life is the affect they have on others. - Steve Nash ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ Skid Row contains one of the largest populations (between 5,Skid Row, Los Angeles